Mortgage Capacity Reports - for solicitorS

Understand how much your Client can borrow!

Professional, Unbiased and Detailed Reports for your cases

We work with many Solicitors across the country to provide a clearly laid out, detailed and professional report on your Client’s borrowing ability, enabling you to understand the expectations and limitations within the current mortgage market.

Having provided these for many years, we are now finding more and more firms requesting our Reports, many having seen the value of them in other cases.

Our Reports help you understand the impact on borrowing of, for example, maintenance payments, credit history, age, loan to value etc enabling you to understand the impact of each element of income and outgoings during negotiations.

We normally recommend that BOTH parties use our service so that we can provide an unbiased view of the borrowing ability of each which will provide both parties and their Advisors with an up to date and accurate starting point for negotiations.

However, we are happy to produce the same report in the same format for just one party where required.


'Willowlace were recommended to me by another solicitor. The service Debbie and her team provided was excellent; the report was swiftly produced and was very thorough and at reasonable cost.'
Jane A
'Reports from Willowlace are always thorough, helpful and easily understood by clients. Options are clearly explained in detail. I have found them very helpful in assisting clients assess their options relating to mortgages and property purchase'
Emma H