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Willowlace News - Should I buy my next buy to let in a limited company?

23 Aug 2022 – Should I buy my next Buy to Let in a Limited Company?

Debbie Boyes, Director at Willowlace Ltd Professional Mortgage Advisors says “Before making any decision, getting clear advice from an Accountant about the pros and cons is an obviously good place to start.” “But by adding one of our really experienced Buy to Let Mortgage Advisors to your Professional Advisory Team we can help your Accountant … Continue reading 23 Aug 2022 – Should I buy my next Buy to Let in a Limited Company?

Willowlace News - Statistics do not speak for themselves

28 Jul 2022 – Statistics do not speak for themselves

The latest provisional non-seasonally adjusted estimate of UK residential transactions in April 2022 is 97,970, 13.9% lower than April 2021 and 10.5% lower than March 2022. Debbie Boyes from Willowlace Ltd, Mortgage Brokers says “We should take note of Milton Friedman’s statement that “Statistics do not speak for themselves” when looking at this data. Whilst … Continue reading 28 Jul 2022 – Statistics do not speak for themselves

Willowlace News - Help to Buy

01 Jun 2022 – Help To Buy – Deadline for Application 31st October 2022

The Help to Buy Scheme will end in March 2023, and this has been widely expected. However, the Government’s recent announcement that the deadline for applying for this scheme ends at 6pm on 31st October 2022 has been more surprising, particularly as there seems to be no scheme in the pipeline for replacing Help to … Continue reading 01 Jun 2022 – Help To Buy – Deadline for Application 31st October 2022

Willowlace News - Energy Performance Certificate

02 May 2022 – Lenders Beginning To Support Landlords with Better Energy Performance Certificates (EPC)

We are starting to see Lenders looking to support Landlords with properties which reach a “C” or above on their Energy Performance Certificates. We are starting to see some Lenders offer, for example, slightly cheaper rates of interest and discounts on their Arrangement Fees. Debbie Boyes, Director of Willowlace Ltd Mortgage Brokers, says “Whilst we … Continue reading 02 May 2022 – Lenders Beginning To Support Landlords with Better Energy Performance Certificates (EPC)

Willowlace News - 95% Mortgage Guarantee Scheme Header

14 May 2021 – 95% Mortgage Guarantee Scheme (1st April 2021-31st December 2022)

Designed to support a new generation in realising the dream of home ownership, the Scheme was launched on 1st April 2021, the new scheme should increase the availability of 95% loan-to-value (LTV) mortgage products, with the Government providing an element Guarantee to the Lenders. We know how difficult it is to save for a deposit … Continue reading 14 May 2021 – 95% Mortgage Guarantee Scheme (1st April 2021-31st December 2022)

Willowlace News - Golden Eggs Header

13 Nov 2020 – Buy to Let Market Still Active

“Despite changes to the taxation of rental income, we are still finding that Landlords seem undeterred!” Debbie, Director at Willowlace Ltd says. “There is still a lot of misinformation about the new taxation rules where many landlords believe, incorrectly, that they will lose all of their tax relief on the mortgage interest. Particularly for Self … Continue reading 13 Nov 2020 – Buy to Let Market Still Active

Willowlace News - The Race to Space Header

07 Oct 2020 – THE RACE TO SPACE (and far closer than the moon this time)

Debbie Boyes, Director at Willowlace Ltd says “We have seen First Time Buyers fuel the housing market for around 10 years, but we are starting to see a shift to existing Homeowners moving home.” “With the Covid 19 Pandemic and more people working from home and spending less time on holiday and socialising with friends, … Continue reading 07 Oct 2020 – THE RACE TO SPACE (and far closer than the moon this time)