Buildings and Contents Insurance (Your Home)

Accidents Happen

Don’t be fooled - not all policies are the same!

Your home and your belongings are a very personal thing – and your insurance should be equally personal.

Some policies are very cheap, with some hidden pitfalls (ask us!), and whilst price is important, the cheapest insurance in the world is not use if it doesn’t cover what you need it to.

DEFAQTO is a way of knowing which policies are the best quality and you should always look for a 5* rated policy – and all of the companies we recommend are 5*.


  • Alternative Accommodation for you and your pets
  • Trace and Access
  • Accidental Damage
  • Home Emergency Cover
  • Legal Expenses
  • New for Old
  • High Value Items
  • Etc etc!

BUILDINGS INSURANCE IS A CONDITION OF YOUR MORTGAGE, meaning that you are legally required to always have suitable Buildings Insurance in place for the entire time you have a mortgage with the Lender.

You will need to have Buildings Insurance in place at EXCHANGE OF CONTRACTS if you are buying a property.

Ask us for a Quotation from our Panel of 5* Defacto Rated providers, and we can make sure that your Conveyancing Solicitor has this in time for Exchange.

You may also find that our rates are competitive if you are looking to renew your Buildings and Contents Insurance.

12-13 years of ongoing amazing service - I can't speak highly enough of Debbie and her team.
Mr A